Introduction
Credit Cards are not under PSD-2 regulation. Meaning that banks are not mandated to provide Open Banking connectivity. As a result, credit card APIs provide varied information and getting all your transactions in one go is the result of this architecture.
Which providers does this affect?
Topic Area
Transactions
Relevant to users on:
Money Dashboard Neon
Not sure which App you are on?
If you are unsure if you are on Money Dashboard Classic or Money Dashboard Neon? You can find that information here
What providers does this affect?
This has been known the affect Sainsbury's, Tesco Bank and Virgin Money
What is going on?
Pretty simply credit card providers that do this essentially pull your transactions off your statement and then package them up for the API call we send. This is not done instantly and is in fact only done when you transactions are provided in a statement to you by the bank. We have talked to a number of credit card providers about this and we hope they might start providing transactions in something closer to "real time" than they do now.
Unfortunately there isn't much we can do about this as we can only display the information that your bank provides to use